Beyond Financing, Inc.
Tomorrow's Rate. Today's Payment.
1-0 BUYDOWN PLAN
Based on $400,000 loan
Prepared For
Client
PURCHASE PRICE ·
DOWN PAYMENT ·
LOAN AMOUNT · $400,000
30-Year Fixed, Purchase
EST. CREDIT SCORE ·

How Your Plan Works

STANDARD RATE · 30-YR FIXED
Interest Rate6.375%
APR (estimate)*6.399%
Monthly Payment (P&I)$2,495
Closing Fees$1,000
Same rate, same payment. No surprises.
1-0 BUYDOWN · 30-YR FIXED
SAVE $250/MO IN YEAR 1
Year 1 APR (estimate)*5.398%
Years 2–30 Payment$2,495
Buydown Investment$3,500 (87.5 bps)
Paid BySeller
Lower payments while you settle in.
*APR shown is a simplified ESTIMATE based only on the fees entered here; the actual APR is disclosed on your Loan Estimate and Closing Disclosure.

Time Your Refi (Simulated Savings)

Year One · You Save$—
Year 2+ · Payment$—
YOUR BENEFIT · YEAR 1$—Payment savings vs. standard
STARTING MONTH 13$—/moPayment that resumes after the temp period
BLENDED BREAK-EVEN—

What This Means For You

Alex Rivera
(555) 123-4567 · NMLS # 1234567
Beyond Financing, Inc.
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"Beyond Financing mortgages, for people who expect more."