/* Beyond Financing, Inc. — Temporary Buydown Console */
:root{
  --navy-900:#03101f;
  --navy-800:#0a2340;
  --navy-700:#123a68;
  --blue-600:#1c5fa8;
  --blue-400:#4f9bd9;
  --cyan-300:#8fe0f7;
  --chrome-100:#f3f5f8;
  --chrome-300:#cfd7e0;
  --chrome-500:#8b97a6;
  --gold:#c9a35c;
  --green:#1e8e5a;
  --orange:#d9722c;
  --red:#c0392b;
  --glass-bg: rgba(255,255,255,0.10);
  --glass-border: rgba(255,255,255,0.35);
  --ink:#0b1a2b;
}
*{box-sizing:border-box;}
html,body{margin:0;padding:0;}
body{
  font-family:-apple-system,BlinkMacSystemFont,"SF Pro Display","Segoe UI",Helvetica,Arial,sans-serif;
  background:
    radial-gradient(circle at 15% -10%, #2a6bb0 0%, transparent 45%),
    radial-gradient(circle at 100% 0%, #1c3d66 0%, transparent 40%),
    linear-gradient(160deg,#03101f 0%,#04182e 45%,#010a15 100%);
  min-height:100vh;
  color:var(--ink);
}
.app{
  display:flex;
  gap:28px;
  align-items:flex-start;
  padding:28px;
  max-width:1500px;
  margin:0 auto;
}

/* ---------- glass control panel ---------- */
.controls{
  width:340px;
  flex:0 0 340px;
  position:sticky;
  top:28px;
  background:var(--glass-bg);
  backdrop-filter:blur(24px) saturate(160%);
  -webkit-backdrop-filter:blur(24px) saturate(160%);
  border:1px solid var(--glass-border);
  border-radius:24px;
  padding:22px;
  box-shadow:0 20px 50px rgba(0,0,0,0.45), inset 0 1px 0 rgba(255,255,255,0.4);
  color:#eaf2ff;
  max-height:calc(100vh - 56px);
  overflow-y:auto;
}
.controls::-webkit-scrollbar{width:8px;}
.controls::-webkit-scrollbar-thumb{background:rgba(255,255,255,0.2);border-radius:8px;}
.panel-brand{display:flex;align-items:center;gap:12px;margin-bottom:14px;}
.panel-logo svg,.panel-logo img{width:44px;height:44px;display:block;}
.panel-title{font-size:16px;font-weight:700;letter-spacing:0.02em;color:#fff;}
.panel-sub{font-size:10.5px;letter-spacing:0.12em;text-transform:uppercase;color:var(--cyan-300);}
.controls h2{
  font-size:13px;
  letter-spacing:0.14em;
  text-transform:uppercase;
  color:var(--cyan-300);
  margin:18px 0 8px;
  border-bottom:1px solid rgba(255,255,255,0.15);
  padding-bottom:6px;
}
.field{margin-bottom:12px;}
.field label{
  display:block;
  font-size:11.5px;
  color:#c7d8ee;
  margin-bottom:4px;
  letter-spacing:0.02em;
}
.field input,.field select{
  width:100%;
  padding:9px 10px;
  border-radius:10px;
  border:1px solid rgba(255,255,255,0.25);
  background:rgba(8,22,40,0.55);
  color:#fff;
  font-size:13.5px;
  outline:none;
  transition:border-color .15s ease, box-shadow .15s ease;
}
.field select option{background:#0a2340;color:#fff;}
.field input:focus,.field select:focus{
  border-color:var(--cyan-300);
  box-shadow:0 0 0 3px rgba(143,224,247,0.25);
}
.field input.locked{
  background:rgba(201,163,92,0.12);
  border-color:rgba(201,163,92,0.5);
  color:#e7c98a;
  cursor:not-allowed;
}
.license-line{color:#e7c98a !important;margin:-6px 0 10px;}
.field input::-webkit-calendar-picker-indicator{filter:invert(0.9);}
.row2{display:flex;gap:10px;}
.row2 .field{flex:1;}
.hint{font-size:10.5px;color:#9fb3cc;margin-top:3px;line-height:1.45;}
.warn{
  font-size:11px;color:#ffd9a0;background:rgba(217,114,44,0.18);
  border:1px solid rgba(217,114,44,0.5);border-radius:8px;
  padding:6px 9px;margin-top:6px;
}
.label-sub{font-size:10px;color:#8fa4bf;font-weight:400;}
.subsidy-box{
  background:linear-gradient(135deg,rgba(201,163,92,0.18),rgba(201,163,92,0.08));
  border:1px solid rgba(201,163,92,0.5);
  border-radius:12px;
  padding:10px 12px;
  margin-bottom:12px;
}
.subsidy-box .subsidy-label{display:block;font-size:10px;letter-spacing:0.1em;text-transform:uppercase;color:#e7c98a;}
.subsidy-box b{display:block;font-size:20px;color:#fff;margin:2px 0;}
.subsidy-box .subsidy-sub{font-size:10px;color:#c7d8ee;line-height:1.35;display:block;}
.chip.disabled{opacity:0.35;cursor:not-allowed;text-decoration:line-through;}
.chip-group{display:flex;gap:8px;flex-wrap:wrap;margin-top:2px;}
.chip{
  padding:7px 14px;
  border-radius:20px;
  border:1px solid rgba(255,255,255,0.3);
  background:rgba(8,22,40,0.55);
  color:#c7d8ee;
  font-size:12px;
  cursor:pointer;
  transition:all .15s ease;
}
.chip:hover{border-color:var(--cyan-300);}
.chip.active{
  background:linear-gradient(135deg,#e7c98a,#c9a35c);
  color:#1a1204;
  border-color:transparent;
  font-weight:700;
  box-shadow:0 4px 12px rgba(201,163,92,0.35);
}
.party-row{
  display:flex;align-items:center;gap:8px;
  margin-bottom:8px;
  background:rgba(8,22,40,0.4);
  border:1px solid rgba(255,255,255,0.15);
  border-radius:10px;
  padding:7px 10px;
}
.party-row .party-name{flex:0 0 72px;font-size:12px;color:#c7d8ee;}
.party-row input{
  width:80px;flex:0 0 80px;
  padding:6px 8px;border-radius:8px;
  border:1px solid rgba(255,255,255,0.25);
  background:rgba(8,22,40,0.6);color:#fff;font-size:13px;outline:none;
}
.party-row input:focus{border-color:var(--cyan-300);}
.party-row .party-unit{font-size:10.5px;color:#8fa4bf;}
.party-row .party-usd{margin-left:auto;font-size:13px;font-weight:700;color:var(--gold);}
.party-total{
  font-size:12px;color:#eaf2ff;font-weight:700;
  padding:6px 10px;border-top:1px dashed rgba(255,255,255,0.25);margin-bottom:4px;
}
.v-small{font-size:11.5px !important;}
.pdf-btn{
  width:100%;
  margin-top:18px;
  padding:14px 16px;
  border:none;
  border-radius:14px;
  background:linear-gradient(135deg,#e7c98a,#c9a35c 55%,#a9803f);
  color:#1a1204;
  font-weight:700;
  font-size:14px;
  letter-spacing:0.03em;
  cursor:pointer;
  box-shadow:0 10px 24px rgba(201,163,92,0.35), inset 0 1px 0 rgba(255,255,255,0.6);
  transition:transform .15s ease, filter .15s ease;
}
.pdf-btn:hover{transform:translateY(-1px);filter:brightness(1.04);}
.pdf-btn:active{transform:translateY(1px);}
.pdf-btn[disabled]{opacity:0.55;cursor:wait;transform:none;}
.pdf-status{
  margin-top:8px;font-size:11px;color:#bde8c8;background:rgba(30,142,90,0.2);
  border:1px solid rgba(30,142,90,0.55);border-radius:8px;padding:6px 9px;
}
.pdf-status.err{color:#ffc2bb;background:rgba(192,57,43,0.2);border-color:rgba(192,57,43,0.55);}
.ghost-btn{
  width:100%;
  margin-top:10px;
  padding:10px 14px;
  border-radius:12px;
  border:1px solid rgba(255,255,255,0.3);
  background:transparent;
  color:#c7d8ee;
  font-size:12px;
  letter-spacing:0.03em;
  cursor:pointer;
  transition:background .15s ease;
}
.ghost-btn:hover{background:rgba(255,255,255,0.08);}
.small-note{font-size:10.5px;color:#8fa4bf;margin-top:12px;line-height:1.5;}
.small-note a{color:var(--cyan-300);}

/* ---------- report stage ---------- */
.stage{flex:1;display:flex;justify-content:center;min-width:0;}
#report{
  width:100%;
  max-width:820px;
  background:#f7f9fc;
  border-radius:22px;
  overflow:hidden;
  box-shadow:0 30px 80px rgba(0,0,0,0.5);
  position:relative;
}
.r-header{
  background:linear-gradient(120deg,var(--navy-800),var(--blue-600) 70%, var(--blue-400));
  color:#fff;
  padding:26px 30px;
  display:flex;
  align-items:center;
  justify-content:space-between;
}
.r-header .brand{display:flex;align-items:center;gap:14px;}
.logo-slot svg,.logo-slot img{width:56px;height:56px;display:block;border-radius:50%;}
.brand-text .name{font-size:18px;font-weight:700;letter-spacing:0.01em;}
.brand-text .tag{font-size:11px;color:#cfe3fb;letter-spacing:0.08em;text-transform:uppercase;}
.r-header .plan-meta{text-align:right;font-size:11px;color:#d9e8fb;line-height:1.5;}
.r-header .plan-meta b{color:#fff;font-size:12.5px;letter-spacing:0.03em;}

.r-prepared{
  display:flex;justify-content:space-between;align-items:flex-end;
  padding:20px 30px 14px;
  border-bottom:1px solid #e4e9f0;
}
.r-prepared .label{font-size:10.5px;color:var(--chrome-500);letter-spacing:0.14em;text-transform:uppercase;}
.r-prepared .client-name{font-family:Georgia,'Iowan Old Style',serif;font-style:italic;font-size:30px;color:var(--navy-800);margin-top:2px;}
.r-prepared .meta-right{font-size:10.5px;color:var(--chrome-500);letter-spacing:0.06em;text-align:right;line-height:1.6;}
.r-prepared .meta-right b{color:var(--navy-800);font-weight:700;}
.field input.auto{background:rgba(143,224,247,0.10);border-color:rgba(143,224,247,0.4);}

.r-section{padding:18px 30px;}
.r-how h3{
  font-size:17px;margin:0 0 10px;color:var(--navy-800);
  border-left:4px solid var(--orange);padding-left:10px;
}
.r-how p{font-size:13px;line-height:1.55;color:#33455c;margin:0 0 12px;}
.r-callout{
  background:#fff4e9;border:1px solid #f2d9bd;border-radius:12px;
  padding:12px 14px;font-size:12.5px;color:#6b4a1f;display:flex;gap:10px;line-height:1.5;
}
.r-callout .dot{width:8px;height:8px;border-radius:50%;background:var(--orange);margin-top:5px;flex:0 0 8px;}

.r-compare{display:flex;gap:16px;}
.card{flex:1;border-radius:14px;overflow:hidden;border:1px solid #e4e9f0;background:#fff;display:flex;flex-direction:column;}
.card .head{padding:10px 14px;font-size:12px;font-weight:700;letter-spacing:0.04em;color:#fff;}
.card.std .head{background:var(--navy-800);}
.card.bd .head{background:linear-gradient(120deg,var(--orange),#e08a41);}
.card .body{padding:14px;flex:1;}
.line{display:flex;justify-content:space-between;align-items:baseline;padding:6px 0;border-bottom:1px dashed #eaeef3;}
.line:last-of-type{border-bottom:none;}
.line .k{font-size:11.5px;color:var(--chrome-500);}
.line .v{font-size:15px;font-weight:700;color:var(--navy-800);}
.badge-save{display:inline-block;background:#e4f6ec;color:var(--green);font-size:10.5px;font-weight:700;padding:2px 8px;border-radius:20px;margin-bottom:4px;}
.badge-cost{display:inline-block;background:#fdeceb;color:var(--red);font-size:10.5px;font-weight:700;padding:2px 8px;border-radius:20px;margin-bottom:4px;}
.card .foot{font-size:10.5px;color:var(--chrome-500);font-style:italic;padding:0 14px 12px;}
.apr-disclaimer{font-size:9.5px;color:var(--chrome-500);margin-top:8px;}

.r-timeline h3{font-size:15px;color:var(--navy-800);margin:0 0 10px;}
.r-timeline h3 .thin{font-weight:400;color:var(--chrome-500);font-size:12px;}
.tl-bar{display:flex;height:54px;border-radius:10px;overflow:hidden;font-size:12px;color:#fff;font-weight:700;}
.tl-bar .seg1{background:var(--green);display:flex;flex-direction:column;justify-content:center;padding:0 14px;flex:1;}
.tl-bar .seg2{background:linear-gradient(120deg,#c9a35c,var(--orange));display:flex;flex-direction:column;justify-content:center;padding:0 14px;text-align:right;flex:1;}
.tl-bar small{display:block;font-weight:500;font-size:9.5px;opacity:0.85;text-transform:uppercase;letter-spacing:0.06em;}
.tl-checkpoints{display:flex;justify-content:space-between;margin-top:8px;font-size:10px;color:var(--chrome-500);}
.tl-checkpoints div{text-align:center;flex:1;}
.tl-checkpoints b{display:block;font-size:12.5px;color:var(--navy-800);}
.tl-checkpoints .be b{color:var(--blue-600);}
.tl-checkpoints .neg b{color:var(--red);}
.summary3{display:flex;gap:12px;margin-top:14px;}
.summary3 .box{flex:1;border-radius:12px;padding:12px;font-size:11px;}
.summary3 .box.green{background:#eafaf0;color:var(--green);}
.summary3 .box.orange{background:#fff4e9;color:#a35a1c;}
.summary3 .box.blue{background:#eaf3fc;color:var(--blue-600);}
.summary3 .box b{display:block;font-size:19px;margin:2px 0;}
.summary3 .box span{color:#334155;font-size:10.5px;}

.r-persuade{background:linear-gradient(135deg,#0a2340,#123a68);color:#eaf2ff;margin:6px 30px 0;border-radius:16px;padding:20px 22px;}
.r-persuade h3{font-size:14px;letter-spacing:0.08em;text-transform:uppercase;color:var(--cyan-300);margin:0 0 10px;}
.r-persuade .q{font-family:Georgia,serif;font-style:italic;font-size:17px;line-height:1.5;margin:0 0 12px;color:#fff;}
.r-persuade p{font-size:12.5px;line-height:1.6;color:#d3e2f5;margin:0 0 10px;}
.r-persuade .close-line{font-size:13.5px;font-weight:700;color:#fff;border-top:1px solid rgba(255,255,255,0.2);padding-top:10px;margin-top:6px;}

.r-cta{display:flex;justify-content:space-between;align-items:center;padding:22px 30px;background:#0a2340;color:#fff;margin-top:20px;}
.r-cta .lo{font-size:12.5px;line-height:1.6;}
.r-cta .lo b{font-size:14px;}
.r-cta .motto{text-align:right;font-family:Georgia,serif;font-style:italic;font-size:13px;color:var(--cyan-300);max-width:220px;}
.apply-btn{
  display:inline-block;
  padding:13px 26px;
  border-radius:12px;
  background:linear-gradient(135deg,#e7c98a,#c9a35c 55%,#a9803f);
  color:#1a1204;
  font-weight:800;
  font-size:14px;
  letter-spacing:0.06em;
  text-decoration:none;
  box-shadow:0 8px 20px rgba(201,163,92,0.4), inset 0 1px 0 rgba(255,255,255,0.6);
  white-space:nowrap;
}
.apply-btn:hover{filter:brightness(1.05);}
.r-disclaimer{font-size:8.5px;color:#2e3d50;padding:12px 30px 22px;line-height:1.6;background:#f7f9fc;}

/* ---------- responsive: tablets / narrow windows ---------- */
@media (max-width: 1180px){
  .app{flex-direction:column;}
  .controls{position:static;width:100%;flex:1 1 auto;max-height:none;}
  .stage{justify-content:center;}
}

/* ---------- responsive: phones ---------- */
@media (max-width: 700px){
  .app{padding:10px;gap:14px;}
  .controls{padding:16px;border-radius:18px;}
  /* 16px inputs stop iOS Safari from auto-zooming on focus */
  .field input,.field select{font-size:16px;padding:11px 12px;}
  .party-row input{font-size:16px;}
  .chip{padding:10px 16px;font-size:13px;}
  .pdf-btn{padding:16px;}

  /* report reflows instead of shrinking */
  #report{border-radius:14px;}
  .r-header{flex-direction:column;align-items:flex-start;gap:12px;padding:18px 16px;}
  .r-header .plan-meta{text-align:left;}
  .r-prepared{flex-direction:column;align-items:flex-start;gap:10px;padding:16px 16px 12px;}
  .r-prepared .meta-right{text-align:left;}
  .r-prepared .client-name{font-size:24px;}
  .r-section{padding:14px 16px;}
  .r-compare{flex-direction:column;}
  .summary3{flex-direction:column;}
  .tl-bar{height:auto;}
  .tl-bar .seg1,.tl-bar .seg2{padding:10px 12px;}
  .tl-checkpoints{flex-wrap:wrap;gap:8px 4px;}
  .tl-checkpoints div{flex:1 1 45%;}
  .r-persuade{margin:6px 16px 0;padding:16px;}
  .r-persuade .q{font-size:15px;}
  .r-cta{flex-direction:column;gap:14px;padding:18px 16px;text-align:center;}
  .r-cta .motto{text-align:center;max-width:none;}
  .apply-btn{width:100%;text-align:center;}
  .r-disclaimer{padding:12px 16px 18px;}
}